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A quick loan provides an opportunity to get money payday loans near me faster than anyone else. Thanks to the service, you save money on logistics in the city and between settlements. Save a whole bunch of time, because you can get payday loans online in Ohio to the card around the clock. And this is just one of the known advantages. Let’s look at the rest: Payday lending regulations and usage differ by state. Twenty-seven states including Ohio, Michigan and Indiana, allow for single-repayment loans with APRs of 391% or higher. Nine states are considered hybrids, where they allow payday loan storefronts, but impose tougher regulations, like lower fees and longer repayment periods. Currently, there are fifteen states, including Pennsylvania, that have no payday loan storefronts. To see the regulations and usage rate for your state, use Pewrsquo;s interactive map.